My Financial Blog

Refinancing your home loan in South Sydney? Compare 60+ lenders with award-winning mortgage brokers. Free service, no obligation.

Buying a hobby farm around Bathurst, NSW? Specialist rural lending explained. Free chat with award-winning local mortgage brokers.

Help To Buy shared equity scheme explained for South Sydney buyers. How it works, eligibility & benefits with local mortgage brokers.

Buying an apartment in South Sydney is one of the most practical paths into property ownership in 2026, but the suburb and building you choose can affect whether a lender approves your loan, and on what terms. Some lenders apply stricter conditions in postcodes where a high concentration of apartments has been built, and South Sydney has several of them. This matters most in suburbs like Zetland, Waterloo, and Mascot, where large-scale apartment developments have transformed

Curious how mortgage brokers get paid? Learn about upfront commissions, trail payments, and the broker best interests duty in Australia. Free service.

Upsizing is one of the most exciting moves you can make as a homeowner, and Bathurst, NSW offers a genuine range of options depending on how much space you want, which stage of life you are at, and whether your next home is a larger established house, a new build on an estate, or something with a bit of land attached. Whether you are looking at a four-bedroom family home in Kelso or Llanarth, or considering a rural-residential block in Robin Hill with room to breathe, the sub

Buying your first home in South Sydney is entirely possible with a 5% deposit, and you may not have to pay lenders mortgage insurance (LMI) to do it. The Australian Government 5% Deposit Scheme lets eligible first home buyers purchase with a deposit as small as 5%, while the government guarantees the remaining portion of the loan so LMI does not apply. No income caps, no annual place limits, and a Sydney price cap that covers a wide range of South Sydney properties. That open

Leaving Sydney for Bathurst is one of the best property decisions a buyer can make right now, and the numbers back it up. While Sydney's median house price pushes well above $1 million, Bathurst offers established family homes, brand-new estates and lifestyle acreage blocks at a fraction of the cost, all within roughly three hours of the city. The challenge is knowing which part of Bathurst suits your plans. Buyers coming from Sydney tend to fall into two groups: those who wa

A default on your credit file does not automatically end your South Sydney home loan ambitions. Many borrowers who have had a default, a paid or unpaid, are still approved for a mortgage every year because lender policies on credit impairment vary far more than most people realise. What matters is the type of default, how old it is, whether it has been paid, and the property you are buying. For buyers looking at units in Waterloo or Mascot, or houses and terraces around Marri