FBAA FINANCE BROKER OF THE YEAR (NSW &ACT) 2024
Your local Mortgage Brokers Bathurst
Our local Bathurst mortgage brokers can help with all your home loan, personal, business, and commercial needs
FBAA FINANCE BROKER OF THE YEAR (NSW & ACT) 2023
All your mortgage broker needs
Saving Bathurst locals for more than a decade
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5.0 CUSTOMER RATING
160+ reviews
SOME OF OUR RECENT HONOURS & AWARDS:
60+ lenders means we can find you the right Bathurst deal
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Get a personalised, market-leading rate
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Loan features to suit your local Bathurst needs
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All the big banks, as well as niche lenders
Where other Bathurst mortgage brokers lean out, we lean in
Experience a professional Bathurst lending expert who cares about you and your financial future
Annual Loan Reviews
We keep fighting for a better deal for you.
Customised Strategy
Loan solutions tailored around your goals.
Events & Education
Tools to make strong financial decisions.
Client Appreciation
VIP perks are standard for every client.
WHAT OUR CLIENTS SAY
This is the second time I’ve used the service of My financial agency. I would highly recommend. They help me through what can be a daunting experience and made it easy. Great people, met all my needs, communication was fantastic. Give them a call.
WHAT OUR CLIENTS SAY
We've used My Finance Agent for a number of years. Grateful for their advice, expertise and assistance. A pleasure dealing with them.
WHAT OUR CLIENTS SAY
I have used My Finance Agent now for quite a number of years. Several refinancings and new loans, including some specialist loans. It is so good having their skill and exeriance on your side. They are very much part of my team now. I so appreciate the focus on getting each loan across the line and following through on all the detail specific to each lender. Couldn't do it without them and will continue to use them going forward. Highly recommended.
WHAT OUR CLIENTS SAY
Highly recommend, went above and beyond what was expected, helped with many queries, and always friendly - Michael
WHAT OUR CLIENTS SAY
Phenomenal team with excellent communication and understanding. They demonstrated impeccable professionalism, whilst also being approachable and patient with a first-time buyer. I can not recommend this team enough! - Jessica
WHAT OUR CLIENTS SAY
This is the second time I’ve used the service of My Finance Agent. I would highly recommend. They help me through what can be a daunting experience and made it easy. Great people, met all my needs, communication was fantastic. Give them a call. - Nicole
WHAT OUR CLIENTS SAY
The whole process was a breeze and took roughly 24 hours from start to having the funds. Can not recommend My Finance Agent enough. If you need any assistance with finance or guidance call these guys. —Drew
WHAT OUR CLIENTS SAY
We can’t thank Chris & MFA enough, and wholeheartedly recommend anyone to talk with them before making any decisions. —Michael
WHAT OUR CLIENTS SAY
Buying your first home is stressful at the best of times, but in the middle of a pandemic adds to the worry. But Greg went above and beyond to get it across the line for us. We are now in our new home thanks to his hard work. —Glen
WHAT OUR CLIENTS SAY
I was expertly guided throughout the home loan journey. Having support and guidance from the team helped to simplify the process and reduce the complexities. —JT
WHAT OUR CLIENTS SAY
Excellent customer service, effective and approachable. You have certainly made the process of getting a property a stress free experience. Well looked after, from beginning to end. Thanks for going above and beyond! —Mayra
WHAT OUR CLIENTS SAY
My Finance Agent set us up with the best possible interest rates and have been supportive throughout the process. —Giselle
My Financial Coach
My Financial Coach is our learning zone where you'll find the tools and information you need to play a bigger, better money game.
Our Bathurst office is at 120 Russell Street, Bathurst NSW 2795 - right in the heart of the Bathurst CBD, close to the courthouse, Machattie Park and the main shopping precinct. We work with clients across Bathurst and the surrounding region including Kelso, Eglinton, Raglan, Abercrombie, Perthville, Robin Hill, Llanarth, South Bathurst and West Bathurst, as well as nearby towns in the Central Tablelands. Clients meet us in person at the Bathurst office, or over phone and video when that's easier. Get in touch to book a chat.
We're a full-service brokerage covering every kind of lending under one roof, which matters in a regional city like Bathurst, where clients range from first home buyers and young families, through to farmers, tradies, small business owners, Charles Sturt University staff, healthcare workers and Sydney-based investors looking at the Central West. We handle first home buyer loans, new home loans and refinancing, investment loans, construction loans, business and commercial finance, rural and agribusiness lending, car and vehicle loans, equipment and asset finance, and SMSF loans. Browse all loan services.
Bathurst's property market is more varied than it looks, established Federation and Victorian homes in central Bathurst, newer estates in Kelso and Eglinton, rural-residential blocks on the city fringe, and genuine farmland in the surrounding region. Lenders treat each of these very differently: some won't lend on properties above a certain land size, some have postcode restrictions for regional NSW, others specialise in rural and lifestyle lending. Comparing 60+ lenders - the major banks, second-tier banks, credit unions and specialist non-bank and rural lenders, means we can match your property type and location to a lender who'll lend on it, at a competitive rate.
es. Bathurst has a diverse local economy - agriculture, education, healthcare, manufacturing, construction, tourism and a growing professional services sector, and we work with local owners across all of it. That covers commercial property purchases, working capital, business expansion, equipment and asset finance, vehicle finance, farm and agribusiness lending, and SMSF property loans. Whether you're a Bathurst tradie buying a new ute and trailer, a farmer in the surrounding region financing machinery, or a CBD business owner buying your premises, we'll structure the right loan. See our Business & Commercial Finance and Equipment & Asset Finance pages.
Yes — and Bathurst is one of regional NSW's most accessible markets for first home buyers. Compared to Sydney, entry-level prices sit well below the First Home Buyer Assistance Scheme stamp duty thresholds, which means many Bathurst first home buyers pay no stamp duty at all. We help first home buyers across Bathurst, Kelso, Eglinton, Raglan, West Bathurst and South Bathurst navigate deposits, lenders mortgage insurance, the First Home Guarantee, Regional First Home Buyer Guarantee, stamp duty concessions and grant eligibility in plain English. Start with our First Home Buyer Loans page.
Bathurst has been one of regional NSW's most consistent performers - driven by Charles Sturt University, Bathurst Health Service, a $200M+ hospital redevelopment, a diversified economy spanning education, healthcare, government, manufacturing, agriculture and tourism, and a population steadily growing toward 50,000+ by 2041. For first home buyers it offers affordability without sacrificing amenities. For investors, rental yields typically sit well above Sydney averages, supported by university students, healthcare professionals and government workers. For builders, surrounding growth suburbs like Kelso and Eglinton have ongoing land releases, see our Construction Loans page.
For most standard residential home loans, there's typically no cost to you - we're paid a commission by the lender once your loan settles, and that doesn't change your interest rate or loan terms. For more complex commercial, business, rural or specialist lending, brokerage fees may apply, and we'll always disclose them in writing before any work begins. No surprises.
