Do you have a mortgage broker in Kensington?

Yes, My Finance Agent works with Kensington locals every week. Our Alexandria office is just minutes away, so you can meet your Kensington mortgage broker in person, or arrange a chat by phone or video if that suits you better. We also help clients across neighbouring suburbs including Kingsford, Randwick and Eastlakes, and we manage the whole home loan process from the first conversation through to settlement, so you have local support at every step.

What loans do you help Kensington clients with?

As a full-service brokerage, we help Kensington clients with far more than home loans. That includes first home buyer loans, new home loans and refinancing, investment loans, construction loans and SMSF loans, plus car and vehicle finance, business and commercial finance, and equipment and asset finance. Having every loan type under one roof means your Kensington mortgage broker can look at your whole financial picture and structure the right lending around your goals, rather than pushing a single product.

Why use a broker with 60+ lenders in Kensington?

Kensington's mix of apartments and homes near UNSW suit different lenders, and each lender assesses property type, location and borrower circumstances differently. By comparing more than 60 lenders, including the major banks, second-tier lenders, credit unions and specialist non-bank lenders, your Kensington mortgage broker can match your property and situation to a lender who will approve it at a competitive rate. That choice often makes the difference between being declined and being approved, and it can save Kensington borrowers thousands over the life of the loan.

Do you help first home buyers in Kensington?

Yes, helping first home buyers is one of the things we do most. We guide Kensington first home buyers through every step, including how much deposit you really need, how Lenders Mortgage Insurance works, and whether you qualify for the First Home Guarantee, the First Home Buyer Assistance Scheme or available stamp duty concessions. We explain it all in plain English, so buying your first home in Kensington feels far less overwhelming and you always know where you stand.

What does a Kensington mortgage broker cost?

For most standard residential home loans, there is usually no cost to you. We are paid a commission by the lender once your loan settles, and that does not change your interest rate or your loan terms, so a Kensington mortgage broker generally costs you nothing for your home loan. For more complex commercial, business, rural or specialist lending, a brokerage fee may sometimes apply, and if it does we will always disclose it to you in writing before any work begins, so there are no surprises.